Insurance Agent · St. Augustine
322 Paseo Reyes Drive, St. Augustine
Insurance Agent in St. Augustine, FL
Cost guide · updated October 2026
Typical 2026 annual premiums. Coastal location, roof age and claims history move these numbers more than anything else.
| Job | Typical range |
|---|---|
Homeowners, newer inland home | $2,500 – $5,000 |
Homeowners, older or coastal home | $5,000 – $12,000 |
NFIP flood policy, moderate or low risk zone | $600 – $1,500 |
Flood policy, high risk zone Private flood may be cheaper or pricier | $1,500 – $5,000 |
Auto, full coverage, one driver | $1,800 – $3,500 |
Umbrella policy, 1 million | $250 – $600 |
Wind mitigation inspection | $100 – $175 |
Golf cart policy | $150 – $400 |
Insurance Agent · St. Augustine
322 Paseo Reyes Drive, St. Augustine
Insurance Agent in St. Augustine, FL
Ranges are estimates from local quotes and public price data; your price will vary. 904biz is not a party to any work. Local insurance agents: think a number is off? Tell us.
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